SOUTH JERSEY Medicaid & Long Term Care Planning

Many clients have never considered obtaining Medicaid benefits before, but with the rising cost of long-term care, benefits from this program can be life changing for the applicant and their loved ones.  Qualifying for these benefits, however, is not easy, but the attorneys at Ergood Law, LLC. can help you obtain and keep these vital benefits. 

Medicaid will cover the cost of care both in the home and in nursing homes.  It can even be used to cover the cost of care at assisted living facilities, in certain limited circumstances.  Unlike Medicare, which is an entitlement program from which individuals over 65 years of age obtain health insurance, one must qualify for Medicaid and there are strict criteria to meet. Failure to properly make the application can have serious consequences and cost you and your family significantly.

Complying with Medicaid requirements and preparing and submitting the application can be extremely challenging. It may be time consuming, stressful and frustrating at times, but our attorneys are adept at handling these difficulties. They craft individualized spend down plans for each client, assist you in obtaining the proper documentation, communicate with the County benefits office and care providers, and make the application, all with an eye towards obtaining these benefits for you as quickly as possible.  In more complex cases, we can establish Medicaid Compliant Annuities and Qualified Income Trusts that may be necessary or recommended to assist in seeking to qualify.  With proper long-term care planning, some assets can even be preserved for your loved ones while still qualifying for Medicaid benefits. 

Whether you desire to prepare for future long-term care needs, or have an emergent need for Medicaid, Ergood Law, LLC is here to help your family navigate this difficult time and alleviate some stress while assisting you with a Medicaid application.