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0
By Ergood Law, LLC
In Elder Law, Estate Planning
Posted March 7, 2023

3 Things to Know About Being an Executor

Choosing an executor is a big decision when it comes to estate planning. Here are three common questions about executors.

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By Ergood Law, LLC
In Elder Law, Estate Planning
Posted March 7, 2023

Estate Planning Basics: What Is an Executrix?

When people make wills, they nominate someone to handle their estates and carry out their wishes after passing away.

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By Ergood Law, LLC
In Elder Law, Estate Planning
Posted March 7, 2023

Estate Planning: An At-a-Glance Overview

Estate planning entails preparing your affairs for the future. While older adults might give more thought to estate planning, it is [...]

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By Ergood Law, LLC
In Elder Law, Estate Planning
Posted March 7, 2023

What Is a Qualified Personal Residence Trust (QPRT)?

The basic idea behind a QPRT is to transfer the equity in a qualified residence out of a person's estate and to their heirs while [...]

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By Ergood Law, LLC
In Elder Law
Posted March 7, 2023

Medicaid Expansion: What Might It Mean for You?

The debate among lawmakers on further expanding Medicaid in some 11 states continues to evolve. 

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By Ergood Law, LLC
In Elder Law
Posted March 7, 2023

Deducting Long-Term Care Insurance Premiums in 2023

Are you a taxpayer who has purchased long-term care insurance? Take note of your policy details [...]

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By Ergood Law, LLC
In Elder Law
Posted March 7, 2023

What Is IRMAA and How Does It Affect My Medicare Premiums?

Once Medicare kicks in, we may assume our medical insurance [...]

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By Ergood Law, LLC
In Elder Law
Posted March 7, 2023

This Tax Season, Seniors Can Get Free Assistance

When it comes to filing your 2022 federal tax return for the 2023 tax season, you may be able to access several forms of assistance for free.

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By Ergood Law, LLC
In Elder Law, Estate Planning
Posted February 8, 2023

Appointing an Executor? Here’s What an Executor Cannot Do

If you are preparing a will, it is important to choose an executor you can trust, who is reliable, and who will take their role [...]

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By Ergood Law, LLC
In Elder Law, Estate Planning
Posted February 8, 2023

Who Can Override a Power of Attorney (POA)?

Powers of attorney can be overridden. However, the "who" and "how" depends on whether the principal is of sound mind.

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By Ergood Law, LLC
In Elder Law, Estate Planning
Posted February 8, 2023

Medicaid Funeral Assistance May Help Pay for Funeral Costs

Many people are unaware that there is coverage to help families lay their loved ones to rest. Depending on your state, Medicaid may cover some funeral costs and [...]

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By Ergood Law, LLC
In Elder Law, Estate Planning
Posted February 8, 2023

Does Power of Attorney End at Death?

Although every state's laws and forms vary, most power of attorney forms specify that the agency relationship created by a power of [...]

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By Ergood Law, LLC
In Elder Law
Posted February 8, 2023

How Medicaid’s Money Follows the Person Program Aids Seniors

Congress established the Medicaid Money Follows the Person (MFP) Program to provide states with federal funding to help seniors who are receiving care in [...]

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By Ergood Law, LLC
In Elder Law
Posted February 8, 2023

Highlights of How the Omnibus Bill Will Benefit Older Adults

The Senate and House have cleared the passage of a year-end $1.7 trillion appropriations bill that will benefit older adults on a number of fronts.

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By Ergood Law, LLC
In Elder Law
Posted February 8, 2023

Assisted Living vs. Nursing Homes: What’s the Difference?

Assisted living facilities and nursing homes are long-term housing and care options for older adults. Although people sometimes use [...]

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By Ergood Law, LLC
In Elder Law
Posted February 8, 2023

What Is a Health Savings Account? Will Medicare Affect Mine?

A health savings account may help you save money on medical expenses, depending on your insurance type.

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By Ergood Law, LLC
In Elder Law, Estate Planning
Posted January 10, 2023

What Does the Term “Decedent” Mean?

"Decedent" is a legal term that refers to a person who has died with unsatisfied legal obligations.

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By Ergood Law, LLC
In Elder Law, Estate Planning
Posted January 10, 2023

Step-Up in Basis and Why It Matters in Estate Planning

If you are considering engaging in estate planning or you may be inheriting assets, it is important to understand what the step-up in [...]

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By Ergood Law, LLC
In Elder Law, Estate Planning
Posted January 10, 2023

What Are the Benefits of Having a Testamentary Trust?

There are various benefits to creating a testamentary trust. This article discusses the benefits of adding a testamentary trust to your estate plan.

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By Ergood Law, LLC
In Elder Law, Estate Planning
Posted January 10, 2023

Support a Charity – and Your Loved Ones – With a CLAT

A charitable lead annuity trust (CLAT) is an estate planning tool whereby a person creates a trust that initially benefits a [...]

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By Ergood Law, LLC
In Elder Law
Posted January 10, 2023

Does Medicare Pay for Assisted Living?

Assisted living facilities support older adults with daily living while fostering their [...]

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By Ergood Law, LLC
In Elder Law
Posted January 10, 2023

Protecting Spouses of Medicaid Applicants: 2023 Guidelines

The Centers for Medicare & Medicaid Services (CMS) has released the 2023 federal guidelines [...]

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By Ergood Law, LLC
In Elder Law
Posted January 10, 2023

Medicare Will Now Cover Medically Necessary Dental Care

In November 2022, the Centers for Medicare and Medicaid Services announced that Medicare coverage will be expanded to include medically necessary dental [...]

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By Ergood Law, LLC
In Elder Law
Posted January 10, 2023

What to Do When Medicare Denies Coverage

If Medicare refuses to cover your care, do not assume this means you will have to take on the financial burden.

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By Ergood Law, LLC
In Elder Law, Estate Planning
Posted November 9, 2022

5 Smart Estate Planning Strategies for High-Net-Worth Families

If you are a high-net-worth individual, it’s essential to have a comprehensive estate plan in place. However, every family’s [...]

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By Ergood Law, LLC
In Elder Law, Estate Planning
Posted November 9, 2022

Utilizing a 1031 Exchange to Avoid Capital Gains Taxes

If you are planning to leave an investment property to loved ones, a 1031 exchange may be a helpful estate planning tool for you. [...]

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By Ergood Law, LLC
In Elder Law, Estate Planning
Posted November 9, 2022

Alternatives to Traditional Funeral Arrangements

After losing a loved one, consider the best way to honor them and their life. Sometimes, a traditional funeral is not the best fit. Today, there are many [...]

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By Ergood Law, LLC
In Elder Law, Estate Planning
Posted November 9, 2022

What Not to Include in Your Will

You may wonder if there’s anything you shouldn’t include in your will. The answer is yes. There are some things that you should [...]

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By Ergood Law, LLC
In Elder Law
Posted November 9, 2022

What You Need to Know About Medicaid’s Personal Needs Allowance

Seniors living in Medicaid-funded nursing homes receive a personal needs allowance - a monthly stipend the Medicaid recipient can use [...]

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By Ergood Law, LLC
In Elder Law
Posted November 9, 2022

Resources for Caregivers of Older Adults with Dementia

Although caring for people with dementia can be challenging, a variety of resources can help caregivers assist their loved ones. [...]

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By Ergood Law, LLC
In Elder Law
Posted November 9, 2022

Savings for Seniors: Lower Medicare Part B Premiums in 2023

For the first time in more than 10 years, Medicare Part B enrollees will see some of their costs decline.

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By Ergood Law, LLC
In Elder Law
Posted November 9, 2022

Comparing Traditional Medicare and Medicare Advantage

Recent research examined the differences between traditional Medicare and Medicare Advantage.

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By Ergood Law, LLC
In Elder Law
Posted November 1, 2022

What Are Medicaid Asset Protection Trusts?

Medicaid imposes strict rules on how much money and assets an applicant can have. To qualify for Medicaid, you must fall under the asset limit, which is $2,000 in most states. Even with greater [...]

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By Ergood Law, LLC
In Elder Law, Estate Planning
Posted October 21, 2022

What Is a Life Estate?

A life estate often comes up in discussions of estate and Medicaid planning. It is a form of joint ownership that allows one person to remain in a house until his or her death, when it passes [...]

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By Ergood Law, LLC
In Elder Law, Estate Planning
Posted October 21, 2022

Do Frequent Flier Miles Expire When You Do?

Accumulated frequent flier miles can be valuable assets, but what happens to those miles after somene dies? Can a spouse or other heirs inherit them, or do the miles simply evaporate like a [...]

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By Ergood Law, LLC
In Elder Law, Estate Planning
Posted October 21, 2022

What Is the Difference Between a Springing and Non-Springing Power of Attorney?

You may have heard of the terms “springing” and “non-springing” power of attorney and wonder what they mean.

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By Ergood Law, LLC
In Elder Law, Estate Planning
Posted October 21, 2022

No Will? You’re Putting Your Kids at Risk

As the recent death of Anne Heche shows us, not having a will can place a significant burden on your children and cause undesirable [...]

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By Ergood Law, LLC
In Elder Law
Posted October 21, 2022

How Much Long-Term Care Insurance Should You Purchase?

A number of considerations go into how much long-term care insurance any consumer should buy. 

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By Ergood Law, LLC
In Elder Law
Posted October 21, 2022

Can a Nursing Home Hold Friends or Family Members Responsible For a Resident’s Care?

If your loved one is entering a nursing home, you may worry whether you could be liable for their care.

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By Ergood Law, LLC
In Elder Law
Posted October 21, 2022

Majority of Adult Children Cannot Support Boomer Parents, Surveys Find

A recent survey finds that 55 percent of adult children say they are not financially prepared to help their Baby Boomer parents cope with rising inflation and [...]

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By Ergood Law, LLC
In Elder Law
Posted October 21, 2022

What Are Medicaid Asset Protection Trusts?

When you put your assets in a MAPT, Medicaid will not count the money in the trust toward its resource limit.

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By Ergood Law, LLC
In Elder Law, Estate Planning
Posted September 22, 2022

Four Provisions People Often Forget to Include in Their Estate Plan

Even if you've created an estate plan, are you sure you included everything you need to? There are certain provisions that people often forget to put in in a will or estate plan that can have [...]

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By Ergood Law, LLC
In Elder Law, Estate Planning
Posted September 22, 2022

How You Can Help Your Loved Ones by Planning Your Funeral Arrangements

Planning your own funeral arrangements can assist your loved ones in an emotionally challenging time, while also protecting them from [...]

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By Ergood Law, LLC
In Elder Law, Estate Planning
Posted September 22, 2022

How Long Should I Hold on to Important Documents?

There are some documents that you will want to hang on to forever and some that you should keep for a few years.

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By Ergood Law, LLC
In Elder Law, Estate Planning
Posted September 22, 2022

Don’t Yet Want Your Heirs to Know About Your Assets? Use a Quiet Trust in Your Estate Plan

In many cases, you would tell your beneficiaries that you have made a trust for them. However, this is not always desirable - and this is where a “quiet” trust may be helpful.

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By Ergood Law, LLC
In Elder Law
Posted September 22, 2022

Plan Ahead Before Seeking Nursing Home Care: Avoid Unnecessary Debt for You and Your Family

Unfortunately, neither health insurance nor Medicare covers long-term care. Medicaid could become your only option, so do what you can to plan ahead.

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By Ergood Law, LLC
In Elder Law
Posted September 22, 2022

Are You Missing Out on Benefits? Identify the Programs Available to Seniors Like You

Many retirees meet the requirements for federal and state benefits programs, yet do not know they are eligible and miss opportunities [...]

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By Ergood Law, LLC
In Elder Law
Posted September 22, 2022

Miller Trusts Can Help You Qualify for Medicaid

Even a modest monthly income may disqualify you from Medicaid. A Miller Trust may help you resolve this dilemma.

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By Ergood Law, LLC
In Elder Law, Estate Planning
Posted September 22, 2022

Be Cautious of Generic Health Care Proxy Forms

If you have ever been admitted to the hospital, you have likely been asked to sign a health care proxy form.

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By Ergood Law, LLC
In Elder Law
Posted August 10, 2022

The Powers and Responsibilities of Representative Payees

Do you have a friend or loved one who receives Social Security and is unable to manage her payments? If so, you can request that the Social Security Administration name you as the [...]

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By Ergood Law, LLC
In Elder Law
Posted August 10, 2022

Keeping Your Emergency Contacts and Medical Information Updated for First Responders

If medical personnel are able to access your medical history during an emergency, it could mean the difference between life and death.

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By Ergood Law, LLC
In Elder Law
Posted August 10, 2022

It Pays to Be a Smart Shopper When Buying a Medigap Insurance Policy

Medigap premiums for plans from insurance companies offering the same benefits vary widely, so it pays to be a smart shopper.

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By Ergood Law, LLC
In Elder Law
Posted August 10, 2022

When Is a Nursing Home Eviction Legal, and What Can I Do?

Nursing home evictions, or involuntary discharges or transfers, disrupt the lives of residents, leading to homelessness, separation from familial support systems, and loss of care. As federal [...]

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By Ergood Law, LLC
In Elder Law, Estate Planning
Posted August 4, 2022

The Ins and Outs of Estate Sales

Following the death of a family member, you may find yourself needing to sort through many possessions accumulated over the deceased’s lifetime. An estate sale is one way to distribute, [...]

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By Ergood Law, LLC
In Elder Law, Estate Planning
Posted August 4, 2022

Is a Grantor Retained Annuity Trust Right For You?

Grantor Retained Annuity Trusts (GRATs) ­are a mechanism by which wealthier individuals and couples can transfer appreciating assets to their heirs and minimize gift or estate taxes.

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By Ergood Law, LLC
In Elder Law, Estate Planning
Posted August 4, 2022

What You Should Consider Before Scattering a Loved One’s Ashes

Saying goodbye to a loved one is heartbreaking. Making final arrangements can be overwhelming, and knowing what you are allowed to do to fulfill your loved one's wishes is important — but it [...]

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By Ergood Law, LLC
In Elder Law, Estate Planning
Posted August 4, 2022

How Changes to Portability of the Estate Tax Exemption May Impact You

The Internal Revenue Service has issued new guidance extending the time that executors have to elect portability.

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By Ergood Law, LLC
In Elder Law, Estate Planning
Posted July 18, 2022

What Is an Executor?

An executor, also called a personal representative, is the person responsible for managing the administration of a deceased person's estate.

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By Ergood Law, LLC
In Elder Law, Estate Planning
Posted July 18, 2022

Three Estate Planning Options for Your Art Collection

Collecting art or other valuable items can be a passion for many people. Once you have accumulated a sizable collection, what do you want to happen to it after you pass away?  

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By Ergood Law, LLC
In Elder Law, Estate Planning
Posted July 18, 2022

How to Deal with an Estranged Child in Your Estate Plan

Unfortunately, not all families get along. If you are having problems with one of your children, you may not want them to benefit from your estate. There are several strategies for dealing [...]

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By Ergood Law, LLC
In Elder Law, Estate Planning
Posted July 18, 2022

Dynasty Trusts: A Tax-Efficient Way to Pass Wealth Down Through the Generations

If you want to pass money to future generations without having it subject to gift and estate taxes, then a dynasty trust may be right for you.  

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By Ergood Law, LLC
In Elder Law
Posted July 18, 2022

Stop Using Unsafe Portable Bed Rails Immediately, National Safety Commission Warns

An advisory issued in June warns people against using a series of adult portable bed rail models after at least three people were entangled in them and died of asphyxia.

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By Ergood Law, LLC
In Elder Law
Posted July 18, 2022

Some Social Security Beneficiaries Can Get Retroactive Payments — But at a Cost

If you need a lot of cash on hand upon retirement, Social Security offers a lump-sum payment option that’s worth six months of retroactive benefits. However, it comes at a cost. It is [...]

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By Ergood Law, LLC
In Elder Law
Posted July 18, 2022

How to Get Into a Nursing Home as a Medicaid Recipient

While Medicaid helps pay for nursing home care, being admitted to a nursing home as a Medicaid recipient is not always easy. There are several ways to navigate the process, depending on your [...]

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By Ergood Law, LLC
In Elder Law
Posted July 18, 2022

Supreme Court Rules State Medicaid Programs Can Recoup a Larger Share of Injury Settlements

In a case involving a teen who was catastrophically injured, the U.S. Supreme Court has ruled that state Medicaid programs may be [...]

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By Ergood Law, LLC
In Elder Law, Estate Planning
Posted May 9, 2022

Using a Roth IRA as an Estate Planning Tool

A Roth IRA does not have to be used as just a retirement plan; it can also be a way to transfer assets tax-free to the next generation.

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By Ergood Law, LLC
In Elder Law, Estate Planning
Posted May 9, 2022

Can My Family Inherit My Season Tickets?

Sports fans with season tickets may want their families to enjoy the tickets after they are gone, but passing on these tickets is not always simple.  

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By Ergood Law, LLC
In Elder Law, Estate Planning
Posted May 9, 2022

Why Small Business Owners Need an Estate Plan

Running a small business can keep you busy, but it should not keep you from creating an estate plan. Not having a plan in place can cause problems for your business and your family after you [...]

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By Ergood Law, LLC
In Elder Law, Estate Planning
Posted May 9, 2022

5 Rights That Trust Beneficiaries Have

As a trust beneficiary, you may feel that you are at the mercy of the trustee, but depending on the type of trust, beneficiaries may have rights to ensure the trust is properly managed.

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By Ergood Law, LLC
In Elder Law
Posted May 9, 2022

Should You Prepare a Medicaid Application Yourself?

Navigating the Medicaid application process can be complicated, especially if you are applying for long-term care benefits. Having an attorney help you through the process can be extremely [...]

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By Ergood Law, LLC
In Elder Law
Posted May 9, 2022

Medicare Now Covers the Cost of COVID At-Home Tests

If you have Medicare, you can now receive up to eight free rapid at-home Covid-19 tests a month at participating pharmacies, no prescription required. 

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By Ergood Law, LLC
In Elder Law
Posted May 9, 2022

When to Leave a Nursing Home and Move Back Home

Leaving a nursing home to return home is a goal for many residents and their families, but it requires careful consideration. While returning home is a good move for some, it won't work for [...]

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By Ergood Law, LLC
In Elder Law
Posted May 9, 2022

What to Do If Your Medicaid Application Is Denied

If you apply for long-term care assistance through Medicaid and your application is denied, the situation may seem hopeless. The good news is that you can appeal the decision. 

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By Ergood Law, LLC
In Elder Law
Posted May 5, 2022

Medicaid’s “Snapshot” Date and Its Crucial Impact on a Couple’s Financial Picture

When a married couple applies for Medicaid, the Medicaid agency must analyze the couple’s income and assets as of a particular date to determine eligibility. This “snapshot” date can have a [...]

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By Ergood Law, LLC
In Elder Law
Posted May 5, 2022

Medicare Advantage Plans Often Wrongly Deny Necessary Care, Study Finds

In an alarming number of cases, private Medicare Advantage plans are denying coverage for medical services that would be covered under original Medicare, according to a federal investigation. [...]

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By Ergood Law, LLC
In Elder Law, Estate Planning
Posted March 7, 2022

How to Protect the Identity of Your Deceased Loved Ones From Theft

We've all been warned about protecting ourselves from identity theft, but one group of victims can't take action to defend themselves—the dead. There are steps that you can take to discourage [...]

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By Ergood Law, LLC
In Elder Law, Estate Planning
Posted March 7, 2022

What to Do About an Unwanted Inheritance

While an inheritance is usually desired, there are some circumstances in which it might be unwelcome. If you don’t want an inheritance, you must disclaim it. 

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By Ergood Law, LLC
In Elder Law, Estate Planning
Posted March 7, 2022

When a Non-Grantor Trust Might Be Useful

One of the many factors to consider when setting up a trust is whether to make it a grantor trust or a non-grantor trust. While a grantor trust is more common, a non-grantor trust can be [...]

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By Ergood Law, LLC
In Elder Law, Estate Planning
Posted March 7, 2022

What Will Happen When the Gift and Estate Tax Exemption Gets Cut in Half?

The estate and gift tax exemption is set to be cut in half in 2026. Proper planning may be necessary to make sure you are taking full advantage of the current exemption and aren’t negatively [...]

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By Ergood Law, LLC
In Elder Law
Posted March 7, 2022

Things to Remember at Tax Time

Tax day is fast approaching and you want to make sure you're taking advantage of all the deductions and credits you're entitled to.

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By Ergood Law, LLC
In Elder Law
Posted March 7, 2022

Court Rules Medicare Beneficiaries Can Appeal Switch to Hospital Observation Status

A federal court has ruled that hospitalized Medicare beneficiaries who were switched from inpatient to observation status can appeal the decision, making it easier for them to receive coverage [...]

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By Ergood Law, LLC
In Elder Law
Posted March 7, 2022

When a Social Security Recipient Dies, Survivors May Be Eligible for Benefits

When loved ones pass away, there are lots of considerations, including what happens to their Social Security. The decedent’s payments need to be stopped, but survivor’s benefits may be [...]

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By Ergood Law, LLC
In Elder Law
Posted March 7, 2022

What Documents Are Required for a Medicaid Application?

Medicaid applicants must prove that they have limited income and assets in order to be eligible for long-term care benefits. Before beginning the application process, it is helpful to [...]

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By Ergood Law, LLC
In Elder Law, Estate Planning
Posted February 1, 2022

Incentive Trusts: Ensuring That an Inheritance Will Be Well Spent

Some parents, fearful of how a large inheritance will affect their heirs, set up what are known as “incentive trusts” that ensure that the trust funds support positive behavior and discourage [...]

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By Ergood Law, LLC
In Elder Law, Estate Planning
Posted February 1, 2022

You Can Just Say No: Declining to Act as an Agent Under a Power of Attorney

Acting as an agent under a power of attorney is a big responsibility and it isn’t something everyone can take on. It is possible to resign or refuse the position.

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By Ergood Law, LLC
In Elder Law, Estate Planning
Posted February 1, 2022

How Much Should a Trustee Be Compensated?

Serving as a trustee of a trust can be a huge responsibility, so trustees are entitled to compensation for their work. The amount of compensation depends on the type of trustee and the [...]

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By Ergood Law, LLC
In Elder Law
Posted February 1, 2022

What Happens to a Medicaid Recipient If the Community Spouse Dies First?

When one spouse is in a nursing home and applying for Medicaid, planning has to take into account the possibility that the spouse who is not in the nursing home (called the "community spouse") [...]

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By Ergood Law, LLC
In Elder Law
Posted February 1, 2022

Worsening Nursing Home Staffing Crisis Taking a Devastating Toll on Residents, Their Families and Hospitals

Overwhelmed by the stress of long hours, low pay and exposure to the COVID-19 virus, nursing home workers are quitting in record numbers. The labor hemorrhage has turned what was already a [...]

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By Ergood Law, LLC
In Elder Law
Posted February 1, 2022

You Can Now Compare Nursing Homes on Staff Turnover Rates and Weekend Help

The Centers for Medicare and Medicaid Services announced that it will add data on staff turnover rates and weekend staffing levels to its Care Compare website, giving consumers another tool [...]

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By Ergood Law, LLC
In Elder Law
Posted February 1, 2022

When Can Someone Be Declared Legally Incompetent?

If a loved one is experiencing memory loss or suddenly making poor decisions, you may want the court to appoint a guardian, which requires a declaration of incompetence.  

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By Ergood Law, LLC
In Elder Law, Estate Planning
Posted December 6, 2021

5 Estate Planning Tips for the Non-Traditional Family (Which Odds Are Includes Yours)

If your family contains opposite-gender parents in the first marriage for each and one or more kids, all healthy and thriving, your estate plan will probably be pretty straightforward. But if [...]

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By Ergood Law, LLC
In Elder Law, Estate Planning
Posted December 6, 2021

Who Makes Health Care Decisions If You Can’t?

What happens if you become incapacitated and are unable to voice your opinion on your health care? If you don’t have a health care proxy or guardian in place, state law chooses who can make [...]

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By Ergood Law, LLC
In Elder Law, Estate Planning
Posted December 6, 2021

A Way to Lock in the Current Estate Tax Exemption to Benefit Your Spouse

With the fate of the estate tax exemption uncertain, you may want to use the current large exemption to transfer assets to a trust to benefit your spouse. A spousal lifetime access trust [...]

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By Ergood Law, LLC
In Elder Law
Posted December 6, 2021

Closing of Social Security Field Offices Disrupted SSI Benefits for Thousands, Lawsuit Charges

When the SSA closed its offices at the onset of the COVID-19 pandemic, it failed to provide practical ways for the elderly and people with disabilities to demonstrate their eligibility or [...]

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By Ergood Law, LLC
In Elder Law
Posted December 6, 2021

What It Means to Need ‘Nursing Home Level of Care’ for Medicaid Eligibility

When applying for Medicaid’s long-term care coverage, in addition to the strict income and asset limits, you must demonstrate that you need a level care typically provided in a nursing home.  

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By Ergood Law, LLC
In Elder Law
Posted December 6, 2021

Medicare Premiums to Increase Dramatically in 2022

Medicare premiums are rising sharply next year, cutting into the large Social Security cost-of-living increase. The basic monthly premium will jump 15.5 percent, or $21.60, from $148.50 to [...]

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By Ergood Law, LLC
In Elder Law
Posted December 6, 2021

IRS Issues Long-Term Care Premium Deductibility Limits for 2022, and They Look Pretty Familiar

The Internal Revenue Service (IRS) has announced the amounts taxpayers of different ages can deduct from their 2022 income as a result of buying long-term care insurance, and the figures are [...]

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By Ergood Law, LLC
In Elder Law
Posted December 5, 2021

Better Than No Loaf: Medicaid Planning Using “Half a Loaf” Strategies

While it is preferable to conduct long-term care planning well in advance of needing care, if you haven’t planned ahead, there are some strategies available to avoid spending all your assets. 

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