Voting Rights for People With Cognitive Impairment
A fundamental aspect of a representative democracy is the right to vote, shared by all eligible citizens, whether or not they have full cognitive abilities.
A fundamental aspect of a representative democracy is the right to vote, shared by all eligible citizens, whether or not they have full cognitive abilities.
Hearing loss is common in older adults, but many still don't wear hearing aids. In addition to helping people to hear better, hearing aids have been demonstrated to have a positive impact on [...]
Medicare open enrollment is on the horizon. Start thinking about changes you may want to make to your coverage. Some significant changes have come along for Medicare, with more taking effect in [...]
Our devices offer so many benefits and have become such an integral part of our lives that we often forget how much easier they make it for people to steal our information or take advantage of us.
Whether it's an honor or a burden (or both), you have been appointed trustee of a trust. What responsibilities have been thrust upon you? How can you successfully carry them out?
While simple estate plans may just use a will, more complex plans may benefit from also employing a trust.
Older drivers are among the safest of all drivers, a AAA report showed. Nonetheless, state senior driving laws vary widely across the country.
Failing to maintain and make new meaningful connections as older adults age can lead them toward a deep sense of loneliness.ย This can affect their mental and physical health, including [...]
Medicare tax is an essential component of the United States tax system. Itย plays a crucial role in maintaining the solvency and functionality of the Medicare program.
On July 12, 2024, the SSA announced a change affecting many account users. Those who created a my Social Security account before September 18, 2021, must transition to a different [...]
A trustee is the person or institution appointed to manage a trust on behalf of beneficiaries of the trust.
Sound estate planning can make the probate process run efficiently and smoothly, protecting your estate's value and legacy and preserving your family's well-being. An attorney can help [...]
After much anticipation, the Treasury Department and the Internal Revenue Service (IRS) have issued final regulations relating to the 10-year required minimum distribution (RMD) rule for [...]
A promissory note is normally given in return for a loan. Classifying transfers as loans rather than gifts can be useful because it sometimes allows parents to "lend" assets to their children [...]
Thanks to a new rule recently finalized by the federal government, obtaining and renewing health care coverage under the Medicaid program is set to become easier for millions of [...]
Effective September 30, 2024, a new Social Security Administration rule is likely to allow more elders to qualify for Supplemental Security Income (SSI). Some current SSI recipients may see an [...]
In the ever-evolving landscape of health care, one critical challenge has been ensuring that Medicare recipients receive the coverage they need without undue financial burdens.
Many people think that estate plans may be for someone else, but certainly not them. Here are 11 compelling reasons to set up an estate plan, no matter what your age or net worth.
If you've created a business, you know that success doesn't happen overnight. But do you know what will happen to your business if something unexpected impacts you or when you decide to [...]
Avoid making these common mistakes that can rapidly affect your inheritance and future plans.
Since the 1960s, Medicaid has provided health care coverage for low-income people across the United States. For millions of seniors, Medicaid offers financial assistance,ย helping them to cover [...]
Estate planning for blended families is key to a smooth inheritance process, especially since probate rules and intestate succession law do not treat step and biological children the same when [...]
Trusts can offer many benefits, including allowing assets to pass directly to beneficiaries and charitable organizations without going through probate, minimizing taxes, and [...]
Life insurance can be an integral and important part of a well-drafted estate plan. There are numerous benefits to owning a life insurance policy aside from providing a large sum of money to [...]
Though Medicaid exists to help those who need it, navigating the specifics of what it covers and does not cover can be daunting. Here are highlights on the basics of Medicaid [...]
As the U.S. population ages and life expectancies increase, the need for long-term care is becoming an important consideration for many individuals and families.
As a spouse, you have the option of claiming a Social Security retirement benefit based on your own earnings record or collecting a spousal benefit equal to half of your spouse's Social [...]
As adults age, they may want to remain in their homes and communities for several reasons. For one, remaining in one's own residence preserves independence.
A guardianship or conservatorship protects the interests of an adult who can no longer make decisions for themselves. A guardian or conservator is someone (or several people) with the legal [...]
When making a will, youโll work with an estate planner to designate those who will inherit from you. The persons (or entities, such as a charity) you choose are the [...]
In general, the probate process moves quickly if the estate has minimal assets and little debt. Larger estates can take anywhere from nine months to a few years, especially with problematic [...]
What would happen if you became seriously ill or injured and were no longer able to make your health care decisions? A living willย can outline your wishes so your loved ones can make [...]
If your parent did not prepare for incapacity and name a person to act as their power of attorney, you wonโt be able to create a legal document after they are mentally impaired. You will need [...]
Americans have a growing appetite for prescription drugs such as Ozempic, Wegovy, and Mounjaro. Originally developed to treat Type 2 diabetes, they are now exploding in popularity as a [...]
Sadly, there are seemingly limitless financial fraud schemes that affect older Americans. The impact of financial abuse is [...]
Elder law attorneys understand the challenges of planning long-term care amidst the shifting care environment. Evaluating costs and developing strategies to pay for long-term care before you [...]
If your assets are above the resource limit that would allow you to qualify for Medicaid, you may be able to engage in Medicaid planning. Legal strategies will allow you to qualify for [...]
To secure the maximum amount in monthly Social Security retirement benefits, Americans must wait until full retirement age to start receiving their payouts. [...]
Recently proposed legislation seeks to offer financial relief for unpaid family caregivers. The Lowering Costs for Caregivers Act of [...]
Although 2024 Medicare premiums are seeing an increase, there are nevertheless a few bright spots.ย
Under a new Medicare Prescription Payment Planย starting in 2025, all Medicare prescription drug plans, including Medicare Advantage plans, will offer enrollees [...]
Most older adults acknowledge that estate planning is essential. Yet, nearly half of Americans age 55 or older do not have a will. Even fewer [...]
Some people may wish to decline life-saving treatment if facing a terminal illness. Others opt to seek out a physician's assistance in dying. Acting to end life [...]
Your most valuable property may be your home. You likely want your children to inherit that value when you pass away. [...]
When one member of a couple moves to a nursing home, we expect that spouse will be the first to die, but this isnโt always the case. What happens if a Medicaid recipient's spouse dies first?
Nursing home residents do not automatically have to sell their homes in order to qualify for Medicaid, but that doesn't mean it's completely protected. A lien can be placed on the house to [...]
Caregiving is hard work and it is easy for caregivers to get burned out. Adult day care centers provide care and companionship in a group setting to seniors who need supervision during the [...]
Theย National Council on Agingย reports that more than 16.5 million adults 65 and older experience economic insecurity.ย Rising housing and health care bills can also burden seniors on fixed, [...]
Not talking to your adult children about their inheritance comes at a cost. Do what you can to manage expectations for adult children [...]
In a survey published this past fall, more than 1,000 participants aged 18 to 99 shared insights on their estate plans โ or lack thereof. In fact, more than half [...]
Visiting an attorney to get your estate plan done is one New Year's resolution that you should [...]
Even if your children get along well, the distribution of your assets can require conflict resolution skills. Without previously experiencing any significant [...]
Qualified terminable interest property (QTIP) trusts enable individuals to maintain control over the assets they leave their spouse while preserving wealth and leaving a meaningful legacy for [...]
A death doula, or end-of-life doula, is a person who serves as a companion for a dying person and typically assists their loved ones in providing comprehensive [...]
With the arrival of the new year, revisions to the annual gift tax and estate tax exclusions will be going into effect, as recently announced by the Internal [...]
With multiple generations getting together for holiday meals, gift exchanges and quality time, these annual gatherings presentย an [...]
An independent living facility is a housing arrangement that caters to older people, usually aged 55 and older. Some people may refer to these facilities as [...]
Most seniors want to be able to stay at home as long as they can instead of moving into a nursing home. The PACE programย provides care and services to some nursing home-eligible seniors to [...]
For older adults experiencing hearing difficulties, over-the-counter hearing aids
If you are a senior on a fixed income, you may worry that you will not have the money to fill your fridge. The Supplemental Nutrition Assistance Program (SNAP) [...]
The SSA has overpaid billions of dollars in benefits to Social Security recipients. An overpayment occurs when Social Security gives [...]
In 2023, recipients of Social Security benefits saw the biggest increase in decades in their monthly checks. Although their payouts will indeed rise again in [...]
In 2023, seniors were happy to see their Medicare Part B standard monthly premiums and annual [...]
Someone who is incapacitated cannot make personal decisions or understand legal documents. An incapacitated person requires a [...]
Many couples in their 30s and 40s are providing for their families and balancing care duties between the needs of children and parents. Managing it all takes preparation, organization, and [...]
By creating Physician Orders for Life-Sustaining Treatment (POLST),ย
Creating a living will ensures your future health care decisions and plans are respected. A living will is a legal document outlining [...]
Assisted living facilities and nursing homes are long-term housing and care options for older adults. Although people sometimes use [...]
Understanding some of the common medical and legal terms in the field of estate planning and elder law can give you added confidence [...]
The SECURE Act changed how beneficiaries of inherited retirement accounts must withdraw these funds. Its passage made it more difficult for individuals to pass [...]
If you own a firearm of monetary or sentimental value, you may wonder how to transfer ownership to your loved ones after you die. In [...]
As more people look to adopt environmentally sustainable practices not only in life, but now also in death, 'green'ย alternatives may become more of a norm in the [...]
The Tax Cuts and Jobs Act (TCJA) took effect on Jan. 1, 2018, and impacted personal income taxes, estate tax rules, capital gains rules, and much more. The TCJA [...]
Whether or not you are already receiving Social Security benefits, there are numerous services you may be able to take advantage of through the SSA [...]
Elder law attorneys, with expertise in estate planning, incapacity planning, and end-of-life care for seniors, are essential in [...]
As part of their benefits, some Medicare Advantage beneficiaries receive Medicare flex cards. These areย pre-paid debit cards for [...]
Respiratory Syncytial Virus Infection (RSV) is a respiratory infection that mimics the common cold.ย However, the virus can cause serious complications in older [...]
If you are a property holder, you may use a Lady Bird Deed to transfer real property to a specific beneficiary while retaining certain rights to the property. [...]
Although in many situations the advantages outweigh the disadvantages when selecting beneficiaries, there are always exceptions.
Last wills and testaments (also known simply as wills) are not just for the wealthy.
Creating a spendthrift trust for your loved one can limit their spending and your protect wealth.ย
When individuals cannot manage their finances, courts can appoint guardians. Financial guardianship is for those who need help [...]
America has three major housing issues for seniors: affordability, physical accessibility, and access to medical care and other services. There is a need for [...]
Seniors and disabled citizens will receive more access to the Medicare Extra Help Program as of the beginning of 2024.
Although Medicare funds some home health care services, a recent study has found that Medicare beneficiaries are underutilizing the [...]
The Health Insurance Portability and Accountability Act of 1996 (HIPAA) is a federal law that protects patients'ย privacy. [...]
Some assets transfer directly to heirs after a person's death. Other assets must go through a process known as probate.
Many individuals are concerned when they hear the term "
For LGBTQ+ couples, estate planningย may be more important than they realize.
The COVID-19 Public Health Emergency offically ended in May 2023. Certain policies that were implemented in early 2020 during the PHE will now expire.
Under a federal pilot program, a number of states are using Medicaid funds to cover healthy food costs for Medicaid recipients.
Many seniors wish to leave their home to their heirs. However, they may oftenย lose track of their finances and fail to pay certain [...]
More and more seniors are facing a substance use disorder problem that in large part has remained silent.
A QLAC is an annuity that you purchase with funds from an IRA, 401(k), or 403(b) account and that guarantees you will receive retirement income on a set [...]
A crucial, yet often overlooked, component of estate planning is reviewing assets, such as 401(k)s, pensions, and savings accounts, [...]
Vermont has become the first state in the U.S. to update its end-of-life choice law to make it legal for nonresidents to pursue medically assisted [...]
Trusts are legal arrangements used in estate planning, alongside wills and advance directives.